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#8 First American Home Warranty
First American Home Warranty Review
First American Home Warranty offers home warranty plans designed to protect homeowners from unexpected repair costs. With coverage for major home systems and appliances, three plan tiers, high per-item coverage limits, and low service call fees, it's a strong choice for homeowners in its service area looking for dependable home protection.
5
3.
9
At a Glance
FEATURE
DETAILS
Rating
Starting Price
Plans
Covers Appliances
Covers Home Systems
Service Area
Best For
4.3 / 5
From $35/month
Starter, Essential, Premium
YES
YES
35 states (limited availability)
High coverage limits
Pros & Cons
Even the entry-level Starter plan covers both systems and appliances
High per-item coverage limits, especially on the Premium plan
Low service call fees relative to competitors
No age limits on systems and no home inspection required
Limited availability — sold in about 35 states
A quote is required for an exact rate
Coverage caps apply per item
Small monthly processing fee applies
Mixed customer-satisfaction ratings
Coverage
APPLIANCES
HOME SYSTEM
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Heating
-
Air Conditioning
-
Ductwork
-
Plumbing
-
Electrical
-
Water Heater
-
Refrigerator
-
Dishwasher
-
Oven / Cooktop
-
Built-in Microwave
-
Garbage Disposal
-
Washer & Dryer
-
Garage Door Opener
Key Features
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Plans starting at approximately $35/month
-
Coverage for major home systems and appliances
-
Three plan tiers to choose from
-
No age limits on home systems and no
inspection required
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No cap on the number of service calls
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Over 40 years in business
-
Customizable add-ons (pool/spa, well pump, septic, roof leaks, HVAC tune-ups, and more)
starting at
$35
Pricing
First American plans start at approximately $35/month, with pricing rising by tier — the Starter Plan around $42–$51/month, the Essential Plan around $57–$66/month, and the Premium Plan around $77–$87/month, depending on your home and location. Service call fees typically run $75–$125 per claim depending on the plan you choose. Requesting a personalized quote is the most accurate way to see your rate.
Who is it Best for?
Homeowners located within First American's service-area states
Owners of older homes with aging systems/appliances
Homeowners who want low per-visit service call fees
Anyone wanting combined appliance + system protection
Final Verdict
First American Home Warranty is a strong, established home warranty provider with over 40 years in business, offering high coverage limits, low service call fees, and system + appliance protection even on its entry-level plan. If you live in a state where it's available and want dependable coverage with a low per-visit cost, it's one of the stronger options available.
