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#5 Old Republic Home Protection
Old Republic Home Protection Review
Old Republic Home Protection offers home warranty plans designed to protect homeowners from unexpected repair costs. With coverage for major home systems and appliances, some of the highest per-item payout limits in the industry, and no age restrictions on covered items, it's a strong choice for homeowners in its service area looking for substantial repair protection.
5
4.3
At a Glance
FEATURE
DETAILS
Rating
Starting Price
Plans
Covers Appliances
Covers Home Systems
Service Area
Best For
4/5
By Quote : typically $45–$90
Basic, Deluxe, Elite
YES
YES
25 states and Washington, D.C.
High payout limits and older systems
Pros & Cons
Among the highest per-appliance payout limits in the industry
No age or inspection requirements on covered items
BBB accredited with an A+ rating
Available in only 25 states and Washington, D.C.
Base pricing not published online
Higher monthly cost than budget providers
Backed by Old Republic International, a long-established insurance group
Coverage
HOME SYSTEM
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Heating
-
Air Conditioning
-
Plumbing
-
Electrical
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Water Heater
APPLIANCES
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Refrigerator
-
Dishwasher
-
Oven / Range / Cooktop
-
Washer & Dryer
-
Built-in Microwave
Key Features
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No overall dollar limit per plan term
-
No age restrictions on covered systems and appliances
-
No home inspection required to start coverage
-
Choice of trade call fee to adjust your monthly rate
-
Rekey service included
-
30-day workmanship guarantee on covered repairs
starting at
$45
Pricing
Pricing is provided through a personalized quote rather than a fixed published rate, and varies by state. Reported quotes generally fall between $45 and $90 per month depending on the plan tier and the trade call fee you select. Choosing a higher trade call fee lowers your monthly premium. A trade call fee applies each time you place a service request.
Who is it Best for?
Homeowners in one of its 25 covered states or Washington, D.C.
Owners of older homes with aging systems and appliances
Homeowners with expensive appliances who need higher payout limits
Buyers and sellers working with a real estate agent on a transaction
Final Verdict
Old Republic Home Protection is a solid, long-established home warranty provider, offering high per-item payout limits, no age restrictions on covered items, and a decades-long A+ BBB rating. If you own an older home or expensive appliances and live in a covered state, the higher monthly cost buys meaningfully more protection than budget providers offer. The main limitation is geography — it serves only 25 states and Washington, D.C.